Finance

Q

How do I apply?

Answer: Just pop into the store and we'll take you through the application. It's quick and simple and in most cases, we get an answer back on the spot. Everyday Six months or Twelve months interest-free options available with Q card and Gem Visa is really simple. Getting the bed or furniture you want has never been easier!

Q

Hidden costs?

Answer: We don't charge any interest on your purchase and unlike other stores, there is no compulsory insurance either. A finance company documentation fee may apply - Contact us for details and we will be happy to answer any questions.

Gem Visa Terms & Conditions
*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

QCard - Beds4u Finance
Long Term Finance options available with Q Card
Available In-store only
Finance Now - Beds4u
Interest Free Finance available with Finance Now for a term of 6 or 12 Months
Available In-store only
Gem visa - Beds4u Finance
Get 6 or 12 months interest free on any purchase over $250. Inquire in store for longer interest free options
Available Online & In-store
ZipPay - Beds4u Finance
Zip allows you to make purchases and get your goods shipped straight away but only pay 25% upfront with the rest charged over three fortnightly interest-free payments.
Available Online & In-store
GenoaPay - Beds4u Finance
With Genoapay you can pay for your products or services over 10 weekly payments, with NO interest and NO fees.
Available Online & In-store 
Laybuy - Beds4u Finance
Laybuy lets you spread the cost of your purchase over 6 weekly interest-free payments.
Available Online & In-store 
AfterPay - Beds4u Finance
Buy now, pay in four installments over 6 weeks, and never pay interest. Available Online & In-store
Available Online & In-store
Humm
At Humm, you can do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
Available Online & In-store 
Laybuy - Beds4u Finance
Work and Income are here to help you financially if you're on a low income or not working.
Available Online & In-store 
Sunday,Monday,Tuesday,Wednesday,Thursday,Friday,Saturday
January,February,March,April,May,June,July,August,September,October,November,December
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