How do I apply?
Answer: Just pop into the store and we'll take you through the application. It's quick and simple and in most cases, we get an answer back on the spot. Everyday Six months or Twelve months interest-free options available with Q card and Gem Visa is really simple. Getting the bed or furniture you want has never been easier!
Answer: We don't charge any interest on your purchase and unlike other stores, there is no compulsory insurance either. A finance company documentation fee may apply - Contact us for details and we will be happy to answer any questions.
Gem Visa Terms & Conditions
*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.