APPLY FOR ZIP

Select Zip at checkout or
download the app.

ZIP IT

Pay 25% and get your
goods straight away.

PAY LATER

Pay the rest over 3
fortnightly instalments.
Interest free.

APPLY NOW

CREATE YOUR ACCOUNT

Simply select Zip at checkout when shopping online to create your Zip account in minutes and complete your purchase. Every purchase you make is interest free.

CREATE YOUR ACCOUNT

CONSULT WITH YOUR LOCAL SLEEP EXPERTS

Your Local Sleep Experts – Now Across NZ, from North to South! You can chat, call, or visit us in-store to find your best mattress and sleep essentials—all for your needs.
FIND YOUR LOCAL STORE

OTHERS FINANCE OPTIONS
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Frequently asked questions

  • How does Zip pay work?
    Zip Pay repayments are automatically direct debited from the payment method attached to your account. You can change the frequency of your payments to weekly, fortnightly or monthly, as long as you pay a minimum of $40 per month (or $80 if your credit limit is greater than $1000). Choose what works best for you!
  • How do I pay with Zip pay?
    Shopping instore with the app Get the app. Open your Zip app and tap instore. Create a code. Generate an instore code to scan at checkout. Approve purchase. Pay 25% upfront, then fortnightly instalments. Keep on track. View and manage your payments in the app.
  • Does Zip pay charge a fee?
    With Zip Pay a $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $7.95 monthly account fee applies which is waived if you have nothing owing.