Zip Pay repayments are automatically direct debited from the payment method attached to your account. You can change the frequency of your payments to weekly, fortnightly or monthly, as long as you pay a minimum of $40 per month (or $80 if your credit limit is greater than $1000). Choose what works best for you!
How do I pay with Zip pay?
Shopping instore with the app
Get the app. Open your Zip app and tap instore.
Create a code. Generate an instore code to scan at checkout.
Approve purchase. Pay 25% upfront, then fortnightly instalments.
Keep on track. View and manage your payments in the app.
Does Zip pay charge a fee?
With Zip Pay a $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $7.95 monthly account fee applies which is waived if you have nothing owing.