Don’t worry about your spending or financial standing. We have a plan that fits you, as perfectly as your mattress.


Applying is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep on.

Ordering your new bed has never been easier with our many finance options available. We want to ensure you get the most comfortable and peaceful sleep possible. To help, we offer a wide range of finance options so that you can get a better night's sleep worry free. Our team of friendly staff are happy to sit down and run through all your options, so you can be sure that you will sleep easy.

Available Online & In-store

12 months INTEREST-FREE on any online purchase of $500 or above using Q Mastercard

Repayment Calculator for

06 months $00.0 / weeks
12 months $00.00 / weeks

Available In-store

Get 12 months interest free on any purchase over $250. Inquire in store for longer interest free options

Available In-store

Get 12 months interest free on any purchase over $250 with Purple Visa Card. Inquire in-store for longer interest free options

Repayment Calculator for

06 months $00.00 / weeks
12 months $00.00 / weeks


Don't wait - Get the bed, mattress and more you love now!
We offer an extensive range of financial options for your good night's sleep

Everyone deserves to have a good night's sleep. You too!

Work and Income are here to help you financially if you're on a low income or not working.


Frequently asked questions

  • What kind of finance options do you have?
    At beds4U we are always trying to make your shopping easier, so we have long term finance options that you can apply for such as Q Card, Finance Now and GEM. We also have short term finance options such as Zip pay, Genoapay, Laybuy, Afterpay.
  • Do you offer WINZ quotes?
    Yes, we sure do! You can visit the nearest Beds4U or contact us online and we can ask your nearest Beds4U store to contact you to organise a WINZ quote. Please note you can only pay in the store that has been authorised by WINZ as each store has it's own WINZ number. This is why we ask you to visit the nearest
  • Can I make interest free payments with long term finance options like Finance Now, Gem or Q card?
    Yes! We offer interest free options in-store. As the promotions and Ts & Cs vary, please contact your nearest Beds4U in-store team member to find out what we can offer.
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