Laybuy lets you spread the cost of your purchase over 6 weekly interest-free payments.
Available Online & In-store
Buy Now, Pay Later in 6
Never pay the full price at checkout again. Pay 1/6 today and the rest over five weeks.
No Interest, No Fees
Experience fee freedom when you pay on time. Interest? Never.
Laybuy Card
In-store shopping just got easier. Now you can tap to pay with Laybuy Card in Apple Wallet.
Boost Your Spend
We created Boost so you can spend more than your Laybuy limit by paying the difference up front.
Nothing can stop you to get a good night's sleep anymore!
We took your financial worries away! Bring your dream bed home NOW
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CONSULT WITH YOUR LOCAL SLEEP EXPERTS
We have 23 bed stores across North Island. You can chat, call, or visit us in-store to find your best mattress and sleep essentials—all for your needs.
OTHERS FINANCE OPTIONS
Frequently asked questions
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How does Layby work NZ?A layby sale is one where you pay by instalments and the goods are held by the retailer until you pay off the balance or a specified portion of the total price. You'll usually pay a deposit: 10 to 20% of the purchase price is the usual amount of a deposit but you and the retailer can agree to a different amount.
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How do you qualify for Laybuy?To be eligible to use Laybuy you must: - Be at least 18 years old. have a valid and verifiable email address and mobile telephone number. - Have a valid debit or credit card. - Have a valid licence or passport (issued from the country you are signing up to)
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Does Laybuy do credit checks NZ?Laybuy has already implemented hard credit checks for all new consumers and currently works with Centrix in New Zealand to provide these.