Laybuy lets you spread the cost of your purchase over 6 weekly interest-free payments.

Available Online & In-store


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We have 24 bed stores across North Island. You can chat, call, or visit us in-store to find your best mattress and sleep essentials—all for your needs.

Frequently asked questions

  • How does Layby work NZ?
    A layby sale is one where you pay by instalments and the goods are held by the retailer until you pay off the balance or a specified portion of the total price. You'll usually pay a deposit: 10 to 20% of the purchase price is the usual amount of a deposit but you and the retailer can agree to a different amount.
  • How do you qualify for Laybuy?
    To be eligible to use Laybuy you must: - Be at least 18 years old. have a valid and verifiable email address and mobile telephone number. - Have a valid debit or credit card. - Have a valid licence or passport (issued from the country you are signing up to)
  • Does Laybuy do credit checks NZ?
    Laybuy has already implemented hard credit checks for all new consumers and currently works with Centrix in New Zealand to provide these.
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